Episode Archive

32 episodes of Smart Retirement since the first episode, which aired on August 16th, 2019.

  • The 7 Risks You'll Face in Retirement - Part 1 (Inflation Risk)

    September 15th, 2020  |  Season 2  |  41 mins 18 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    Mike & Matt are excited to kick off part 1 of a 4 part show series covering The 7 Risks You'll Face in Retirement. Today we are isolating Inflation risk, and the varying views of where inflation is today. Additionally, we’ll touch on the interesting concept of “Asset inflation”, and why you will want to focus on how inflation will affect your personal expenses, and financing decisions in Retirement. Finally, we give you some tips on how to capitalize on these ideas and perspectives in a year like 2020!

  • How Will This Election Year Affect my Retirement?

    September 1st, 2020  |  Season 2  |  30 mins 44 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike and Matt touch on the fear and potential volatility that the U.S. economy could have regardless of which Presidential candidate wins in November. Our purpose on this show is to keep you thinking about your financial plan, while not letting the media or the fear of a certain President’s agenda scare you into doing something rash or hastily with your Retirement assets. We will also touch on a couple of ideas you can start implementing now as we approach the 2020 Presidential Election period. It’s important to know that neither of us pick a side, but we do think the best political voice once can have is to go to the ballot and vote!

  • Ways to create an Equity Partner with your Real Estate

    August 18th, 2020  |  Season 2  |  44 mins 50 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike and Matt interview Michael Lyon, Partnership Manager with Point Digital Finance. Point Digital Finance provides a Home Equity Investment financing solution that allows both Homeowners and Real Estate Investors 30 year financing options with no monthly payments. This is nothing like a Reverse Mortgage, and is a very interesting alternative in Real Estate finance. You are going to want to listen to how Point approaches their formal partnership with you as a Real Estate owner, and how their vision is to see their partnerships help homeowners turn equity into cash that satisfies a short or long term need. Let us know what you think of the Show by emailing us at info@smartretirementcast.net, or by dialing 866-53-RETIRE

  • Ways to have a more flexible College Savings plan - "Giving them the Gift of No Student Loans!"

    August 4th, 2020  |  Season 2  |  41 mins 32 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike and Matt touch on the all the ways we can help our children, or our children’s children, save and prepare for the ever increasing cost of a College education. Matt touches on various types of College Savings plans (I bet you don’t know all of them), and he even presents a handy way that he helps clients design a more robust College Savings plan with Life insurance. Also, Mike walks us through the savvy ways to have your kids be the Landlord while they are in College…listen to some of the success cases he’s had in his College town, of San Luis Obispo, CA.

  • What’s better than Cash? Cash and a Death Benefit!

    July 21st, 2020  |  Season 2  |  53 mins 2 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike and Matt touch on yet another smart retirement “tool to have in your bag”! Learn from listening to their esteemed special guest, Chris Foley, from Core Income Advisors, on why having a portion of your retirement portfolio held in a permanent life insurance policy might make a lot of sense. We get into the all of the investment advantages and tax-free advantages the policy provides as you navigate through retirement; while ultimately, setting up to pay your heirs a non-taxable lump sum upon your death.

  • Use your Tax Refund wisely, and Reap what you Sow

    July 7th, 2020  |  Season 2  |  50 mins 43 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    Mike and Matt discuss 2 great ways to be disciplined and reinvest your tax refund into making your future financial life more free. With Tax Refund time “right around the corner” for many Americans, it’s time to make those dimes & nickels turn into quarters…Also, we touch on some key tips & trick for how to prepare and execute your Tax filing this year, and many to come.

  • Estate Planning "101" - The Basics

    June 23rd, 2020  |  Season 2  |  40 mins 8 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike & Matt have the pleasure of interviewing, Mark Hall, an attorney of Mark E. Hall, PC law firm to discuss the basics of wills or trusts and where they might make sense. Mark Hall also goes over the basic details of why there are different forms of trusts to have in place depending on your personal financial situation. As a gift to our listeners, Mike & Matt have gotten Mark to agree to complete a new Trust for you, or review your Trust, at a promotional rate. Take a listen and help protect your beneficiaries assets as best you can. Call us for more information at (866) 53-Retire

  • About $800,000 reasons to plan properly for Social Security

    June 9th, 2020  |  Season 2  |  42 mins 48 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Matt reminds listeners that there’s a fortune “sitting right under their noses” if they just plan out their Social Security income properly. Mike adds some of the best ways to delay Social Security income by using your Real Estate equity, as well as a few other ways that those should consider.

  • What if you were the Bank, and Homeowners paid you?

    May 26th, 2020  |  Season 2  |  55 mins 27 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike and Matt bring on a guest, Darin Moore DRE#01147784 from Sunset Mortgage, on the Show to help listeners understand the investment insight of being Private 1st Trust Deed lenders. Darin goes into detail as to what these loans provide Investors for income, collateral, and how his firm will help you manage the Servicing of these Notes as your point of contact. It’s another great show with alternative ways for you to minimize principal loss while maximizing returns.

  • Do you have Volatility Insurance?

    May 13th, 2020  |  Season 2  |  58 mins
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike & Matt give a brief review of the SECURE act of 2019, Matt breaks down some ideas to combat volatility in your portfolio by creating "Volatility Insurance", and Mike discusses tax advantaged ways to sell your real estate while being your own bank.

  • What Shape will the Economy Take in 2020 - Part 2

    April 28th, 2020  |  Season 2  |  46 mins 17 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike and Matt touch on why Congress suspended the Required Minimum Distributions for those in Retirement, due to COVID-19. Also, Mike goes into to detail of the Good, Bad and the Ugly if you are considering a Mortgage forbearance. Also, the guys discuss the alternative ways to have your assets provide you cash-flow during these abnormal times.

  • What Shape will the Economy Take in 2020 - Part 1

    April 14th, 2020  |  Season 2  |  53 mins 32 secs
    finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement

    In this episode Mike and Matt touch on the forecasts for when the U.S. will see a recession recovery from COVID-19, the current Unemployment rate and projected GDP figures from this historical “forced” recession. Also, we lay the groundwork for how we are going to report on the recovery of the U.S. Economy throughout the rest of 2020.